Understanding Independent Medical Examination.
Injuries are happening all over the US every year with 31 million people estimated to have been injured. 2 million of these cases are so bad the victims have to be hospitalized. If you nursing an injury right now you have to ask yourself whether this occurred because someone else was negligent or not. You can be compensated if it was someone else’s mistake whether it was a slip-and-fall injury, a car accident injury or even a personal injury. Nonetheless, you should be prepared for an independent medical examination to support your case. If you are wondering what an IME is them you should keep on reading to get the answers you are looking for. Insurance companies don’t like spending money which is why they usually dispute the case if they feel the settlement is too high. Your chance will be better though harmed with an IME.
The IME will be completed by a doctor who has no stake in the case. This is in an effort to keep the reports accurate and objective. In this case, the agreement will ensure fairness when it comes to compensation. In case the insurance company feels like the amount you are asking is too much an IME can be ordered. You can also liaise with your lawyer to ask for an IME if you feel like the first doctor made a mistake or the medical examination was not thorough enough. Those who call for the IME also have the freedom to choose the doctor as well. During the process the doctor reviews the medical records and other relevant documents. At times the insurance company can present more questions for the doctor to answer during the process to understand the situation better.
Some of the questions that may arise include whether the symptoms are as a result of the accident and if the condition was properly diagnosed. Any further testing and treatment needed can also be explored and whether there is a chance you can go back to work. The presence of permanent disabilities will also be checked and if you will require any special accommodations if you go back to work. The medical exam is done per the protocol. On top of that, the doctor will have a look at your injuries and discuss your symptoms. More tests can be ordered including x-rays to get a better perspective of the injuries you have sustained.